first_imgLærernes said it had a solid level of reserves and was easily able to manage the Danish FSA’s various stress tests, which made it possible to take more risk with investments and therefore get higher returns.“The investment strategy for the next few years involves the company continuing to be able to invest in sectors where it is possible to make a good profit,” the pension fund said.Before Christmas, the pension fund set an account dividend of 5.61% for 2017, it said, adding that costs had been lowered again and now amounted to 1.25% of contributions.But it warned of lower returns this year.“We don’t expect to get the same high level of return in 2017,” it said, “so the return from 2016 will help to ensure that the teachers are able to have a good account dividend in the next few years as well.” Danish labour-market pension fund Lærernes Pension said it made an 11.3% return on investments last year but warned that its assets were unlikely to be as profitable this current year.Reporting preliminary return figures just days after the close of the year, the DKK70bn (€9.4bn) pension fund for teachers said emerging market investments in particular boosted the 2016 result.The pension fund said: “There have been gains in virtually all investment sectors, but particularly emerging markets stood out, with a high equities return.”The fund also said its asset managers did better in this sector than the market in general.last_img read more

first_imgThe government has proposed two main measures. David Gauke, secretary of state for work and pensionsIt wants to drop the lower age limit for auto-enrolment to 18, from 22.This would introduce some 900,000 young people to the benefit of workplace pension saving and would add £770m to total annual pension savings in 2020/2021, it said. The period represents the first full year after forthcoming phased increases to contribution rates.The government also wants to scrap the lower earnings limit (LEL) to make every penny earned pensionable. Currently, individuals contributing to pensions through auto-enrolment do not pay contributions on the first £5,876 of their earnings.According to the government, removing the LEL would bring an extra £2.6bn into pension saving.The government also plans to review contribution levels once the 8% contribution rate is implemented in 2019.It also planned to test different ways – “targeted interventions” – to support the self-employed saving for their retirement. Around 4.8 million individuals, or 15% of the UK workforce, currently classified themselves as being self-employed, according to the government.Since 2012, when auto-enrolment was launched, workplace pension participation in the public and private sectors has increased from a low of 55% in 2012 to 78% in 2016, according to the government.However, its latest review of the policy estimated there were still around 12 million individuals not saving enough for their retirement, representing 38% of the working age population.The secretary of state for work and pensions, David Gauke, said: “We are committed to enabling more people to save while they are working, so that they can enjoy greater financial security when they retire.“We know the world of work is changing, so it is only right that pension saving does too. This ambitious package will see more people than ever before helped onto the path towards building a secure retirement.”“The proposed pace of change is shockingly lethargic” Sir Steve Webb, director of policy at Royal London and former pensions ministerThere were varied reactions from the pensions industry.Graham Vidler, director of external affairs at the Pensions and Lifetime Savings Association, said the new measures, plus the commitment to review contributions after 2019, marked “real progress”.It was “vitally important” to get more self-employed people saving for their retirement, he added, citing figures showing that the number of self-employed people who contributed to a pension scheme fell from 1.1 million to 380,000 between 2001 and 2015.Sir Steve Webb, director of policy at Royal London and former pensions minister, said the government’s review contained some “great ideas”, but the proposed pace of change was “shockingly lethargic”.“Talking about having reforms in place by the mid 2020s risks leaving a whole generation of workers behind,” he said. “Those who never got to join a final salary pension and who have only recently come into pensions through automatic enrolment need urgent action to help them build up a decent pension pot.” From the perspective of businesses, however, the reform schedule was welcome.Neil Carberry, managing director at the Confederation of British Industry, said it was right to let the first phase of auto-enrolment policy bed in before further changes were made.“A timeline of the mid-2020s for new proposals would be sensible and enjoy business support,” he said.But he said that taking steps sooner rather than later to encourage more pension saving among the self-employed was the right approach.For the federation of British trade unions, the government review was “a mixed bag”.TUC general secretary Frances O’Grady said it was positive that pension contributions would increase, but that too many low-paid workers would still not be covered by a workplace pension. The UK government has proposed expanding auto-enrolment to capture younger workers and more earnings.It has said the measures combined would increase pension saving by just over £3.8bn (€4.3bn).It wants to implement the proposed changes in the mid-2020s, subject to discussions with stakeholders around the detailed design in 2018/19 and a subsequent formal consultation with a view to introducing legislation.Its proposals are the outcome of the Department for Work and Pension’s review of automatic enrolment, which the government said confirmed the policy’s “harnessing of inertia” had worked.last_img read more

first_imgThe Independent 18 March 2015A human rights lawyer has claimed that a potential ruling that would force a Christian bakery to bake a same-sex marriage cake could set a sweeping precedent – that could see a Muslim printer ordered to print images of the Prophet Mohamed or an atheist web designer forced to create a website about God. Aidan O’Neill QC said legal action against Ashers Baking Co, a Christian-run bakery in Newtownabbey, Northern Ireland, could have far-reaching implications for “negative freedom of expression”, The Telegraph reported.Last year the bakery refused a gay rights activist’s request to produce a cake featuring a picture of the Sesame Street characters Bert and Ernie alongside the slogan: “Support Gay Marriage.”General manager Daniel McArthur insisted that baking the cake would amount to endorsing the campaign for the introduction of gay marriage in the province, and go against his religious convictions. Unlike the British mainland, gay marriage is not legal in Northern Ireland.However, the Equality Commission for Northern Ireland wrote to the firm insisting that they were in breach of the law. It claimed that refusing to print the cake amounted to discrimination on grounds of sexual orientation against the man who placed the order. read more

first_imgRead Also: First image of Ronaldinho in Paraguayan prison goes viralKane has maintained a positive outlook since suffering his injury though, posting a series of motivational updates on social media.He made his intentions of representing his country this summer quite clear earlier this month, as he responded to England’s UEFA Nations League draw.“Some great games coming later in the year,” he said. “All focus on the Euros first!”FacebookTwitterWhatsAppEmail分享 Loading… Promoted ContentTop 10 Most Romantic Nations In The WorldWhich Country Is The Most Romantic In The World?9 Facts You Should Know Before Getting A Tattoo8 Superfoods For Growing Hair Back And Stimulating Its Growth10 Risky Jobs Some Women DoWho Is The Most Powerful Woman On Earth?2020 Tattoo Trends: Here’s What You’ll See This Year7 Universities In The World With The Highest Market ValueCouples Who Celebrated Their Union In A Unique, Unforgettable WayHere Are The Top 10 Tiniest Mobile Phones On The Planet!5 Of The World’s Most Unique Theme ParksBest & Worst Celebrity Endorsed Games Ever Made Tottenham have been handed a boost on the fitness of Harry Kane after the striker stepped up his rehabilitation from injury on Monday.Advertisementcenter_img Kane was seen doing light dynamic movements over hurdles and shuttle runs between cones before adding some ball work into his routine.He posted a video to his Twitter account of him in training, and said: “Love being back on the grass with a ball at my feet.”The 26-year-old suffered a serious hamstring injury in the league defeat to Southampton on New Years Day, and was forced to go under the knife to fix it.Initial diagnosis from Spurs stated “surgery is not expected to impact the timeframe that the England captain will be sidelined, with the expectation that he will return to training in April.”Harry Kane was back in training for Tottenham on MondayKane is therefore back quicker than planned, although it may still be a few weeks before he can join the rest of his teammates in a full session.The forward is in a race to be fit for England’s Euro 2020 campaign this summer, and will no doubt be keen to taste some domestic action in the build-up to the tournament.Tottenham have struggled to maintain consistent results without their talisman, and have now slipped to eighth in the table.His return will provide a welcome boost to their top four hopes, though that could be all they are playing for by the time he makes a comeback.Jose Mourinho’s side must overturn a 1-0 first leg defeat to Red Bull Leipzig on Tuesday if they are to stay in the Champions League, less than a week after they were dumped out of the FA Cup by Norwich. The England captain was put through a one-on-one fitness session with Spurs’ strength and conditioning coach Charlie Moore at the club’s Enfield Training Centre.last_img read more

first_imgThe 31-year-old resident Jenus Galvezwas caught on the strength of an arrest warrant around 3:30 p.m. on Feb. 29, apolice report showed. BACOLOD City – The court recommended nobail bond for the temporary liberty of a murder suspect arrested in BarangaySag-Ang, La Castellana, Negros Occidental. Officers of the municipal police stationserved the warrant issued by Judge Mila Yap-Camiso of the Regional Trial CourtBranch 74 in La Carlota City dated Aug. 27, 2019.center_img Galvez was detained in the lockupfacility of the La Castellana municipal police station./PNlast_img read more

first_imgSeptember 22, 2018 Police Blotter092218 Decatur County Fire Report092218 Decatur County EMS Report092218 Decatuyr County Jail Report092218 Decatur County Law Report092218 Batesville Police Blotterlast_img

first_imgPlainfield, In. — Twenty-one Indiana nonprofit organizations are receiving $315,000 in Duke Energy Foundation grants to make a difference in their communities. Their projects range from a holiday food drive for the needy in Howard County to Indianapolis Symphony Orchestra concerts for elementary students from around the state.“It’s an honor for us to help support these nonprofit organizations as they bring life, health and vitality to their communities,” said Melody Birmingham-Byrd, Duke Energy state president for Indiana. “We are dedicated to supporting initiatives that enhance the regions where our customers live, work and play.”Top grant recipients include:Food Finders Food Bank, Inc., in Howard County, $50,000 to provide additional food during the high-need holiday seasonIndiana Chamber of Commerce Foundation, Inc., $50,000 to advance workforce development goalsIndiana Symphony Society, Inc., $30,000 to support Discovery Concerts, offered to third- through sixth-grade studentsIndiana Special Olympics, Inc., $20,000 to support the Olympic Town summer games for contestants with intellectual disabilitiesIndiana University Southeast, $17,500 to help build nonprofit capacity in Southern Indiana through a professional development conference and on-site consultingHeart of Rushville in Rushville, Ind., $16,500 to create a park in memory of Carol Jenkins-Davis, a young woman who lost her life due to a racially motivated crimeArts Council of Southern Indiana, $10,000 to help fund creation of Art on Wheels, a mobile van that will travel in Clark, Harrison and Floyd counties, delivering interactive art experiences to children under age 18YMCAs of the Wabash Valley, $15,000 to support a youth food delivery program, helping feed approximately 400 school-age children during the two-week winter holiday breakArts and Cultural Council, Decatur County, $12,000 for the Rebekah Park amphitheater, providing a permanent location for arts and cultural eventsSculpture Trails Outdoor Museum, Greene County, $12,000 for a traveling foundry program to support STEAM (Science, Technology, Engineering, Arts and Math) programslast_img read more

first_imgStatewide—With the reported forthcoming economic impact payments (commonly referred to as stimulus checks), there are those who will attempt to take advantage of you and the situation. Scammers never allow a crisis go to waste.For that reason, the Indiana State Police would caution all citizens to be ever vigilant in protecting your personal information to avoid being scammed.  Here are a few facts from the Internal Revenue Service that every Hoosier should know;On March 30th, The Treasury Department and the Internal Revenue Service announced the distribution of economic impact payments should begin over the next three weeks. The checks will be distributed automatically, with no action required for most people. However, some taxpayers who typically do not file returns will need to submit a simple tax return to receive the economic impact payment.Don’t give the scammers, swindlers, and frauds an open door. The IRS will not contact you via telephone or email asking for any personal information…they already have it. All stimulus check information will be automatically gathered by the IRS from your actual tax return data.  You’ll never have to click through links to get your moneyIf you don’t have direct deposit, no one is needed to “set up your account”You’ll never need to verify your check amount to anyoneYou’ll never be threatened!last_img read more

first_imgELLSWORTH — In two decades of the Ellsworth High School swim program’s history, neither the boys’ nor girls’ teams had ever beaten Bangor.That changed Thursday night when the visiting Ellsworth boys notched a 116-54 win over the reigning Penobscot Valley Conference champion and Class A powerhouse. The girls got within just 10 points of closing the gap — the closest Ellsworth coach Jim Goodman said they have ever come to the win.“Our performance against Bangor says a lot,” Goodman said. “This is the first time we’ve ever had such as large team.”Sixteen freshmen joined Ellsworth’s squad this season as the team’s largest-ever incoming class. With talent aging up through the Down East Family YMCA’s youth program, it appears Ellsworth has the potential to achieve other elusive milestones in the coming years, even a regional or state title.This is placeholder textThis is placeholder text“The potential for this year’s program is, well…” DEFY coach Matt Montgomery paused. “The sky is the limit. You can put any cliché in there. It’s just going to be an amazing season.”Goodman said 17 of his swimmers have already qualified for one or more events in the state championship scheduled for February.“Generally, we have a few qualifiers this early in the season,” Goodman said. “But never this many.”While Ellsworth has produced at least one individual state champion in each of the past 10 years, the Eagles have never had the depth to win a team PVC or state championship. Still, Ellsworth’s eight boys managed to place second at PVCs last season behind Bangor, which typically boasts a team size of roughly 30 male and female swimmers each.Talor Hamilton, an Ellsworth senior and three-event state champion last season, said he remembers his freshmen year at his first PVC meet, where he observed that Bangor’s team took up three entire benches.“And we were this tiny team taking up a quarter of just one,” Hamilton said. “Size-wise, it was really intimidating.”This season, though, eight boys and eight girls have joined Ellsworth’s squad as freshmen, nearly doubling the team’s size to 33. With swimmers limited to competing in just two individual events at the state meet, larger teams have greater opportunities to earn points.“When you have the depth, you can take those critical third, fourth and fifth places at the championship meet,” Goodman said. “Most of these kids, I can plug and play them wherever thanks to the DEFY program.”But size is not everything, as the Bangor boys’ team still remains almost twice the size of Ellsworth’s.Two-event state champion and senior Cooper Holmes described beating Bangor as “kind of awesome.”“They’ve destroyed us my whole high school career,” Holmes said. “This is the most competitive I’ve ever seen our team.”Ten of the 16 incoming freshmen have their names printed somewhere on the DEFY team record boards that surround the YMCA’s pool. Most have also already qualified for the state championship.“These are all kids who started out 8 years or younger with DEFY,” Montgomery said. “They got the fundamentals, and now, they can swim about anything.”Two of those talented freshmen are the younger siblings of Talor Hamilton and Cooper Holmes.Both Sidney Hamilton and Camden Holmes said their older brothers got them involved in the sport at young ages.“I’ve been swimming my whole life,” Camden Holmes said. “I’ve looked up to these seniors since I was 8 years old. Now, I’m swimming with them.”Camden Holmes set a high school team record Thursday with Cooper Holmes, Talor Hamilton and junior Sam Alvarado in the boys’ 400-yard freestyle relay (3:23.67).Sidney Hamilton set that same record Thursday (4:08.41) with fellow freshmen Ellie Clarke and Miriam Nelson as well as junior Arianna Peterson. A competitive swimmer since age 7, Sidney Hamilton said her brother has always been her inspiration.“I live with Talor, and I’ve seen how he’s grown,” Sidney Hamilton said. “The seniors are all motivation for us to get better and go faster. We’re just fighting to get up to their level.”Over the past 10 years, Montgomery said the DEFY program has increased from 45 swimmers to 135. He attributes that growth to younger swimmers looking up to the older ones.“The programs work hand-in-hand,” Montgomery said. “If we didn’t have a strong high school program, we wouldn’t keep swimmers in the water because they wouldn’t have something to strive for.”The Ellsworth boys’ and girls’ 400-yard freestyle relay teams set new team records on Thursday at Bangor. Members of the girls’ team are (front, from left) Ellie Clarke, Miriam Nelson, Arianna Peterson and Sidney Hamilton. Members of the boys’ team are (back, from left) Sam Alvarado, Camden Holmes, Cooper Holmes and Talor Hamilton. PHOTO BY TAYLOR VORTHERMSEllie Clarke is just one of DEFY’s most promising swimmers joining the high school ranks this season. Goodman said he expects Clarke to break records and place among the state’s top eight in the 50-yard freestyle.“I think DEFY has gotten me here,” Clarke said. “If I had just started high school swim, I don’t know where I’d be. DEFY has made me the swimmer I am.”Clarke and Sidney Hamilton also said the year-round club offers an easier social transition into high school.“When I got into high school, I felt sort of misplaced at first,” Sidney Hamilton said. “Then, a lot of the older swimmers were there to support us.”“They already have friends when they join the team,” Talor Hamilton added.Talor Hamilton and Cooper Holmes both said the most special state title they notched last year was in the 200-yard medley relay with Hayden Sattler and Alvarado.“Training really hard all year long, you develop a bond,” Cooper Holmes said. “So it’s kind of nice to win as a group. As a team.”Find complete results from Thursday’s Bangor vs. Ellsworth meet here. Taylor VorthermsSports Editor at The Ellsworth AmericanTaylor Vortherms covers sports in Hancock County. The St. Louis, Missouri native recently graduated from the Missouri School of Journalism and joined The Ellsworth American in 2013. Part 1: Invisible, incapacitating concussions are sidelining high school athletes – July 19, 2016 EHS names new boys’ soccer coach – July 13, 2016 Latest posts by Taylor Vortherms (see all)center_img Part 2: When the injury is inside your head, some “don’t get it” – July 26, 2016 Bio Latest Postslast_img read more

first_img New Delhi: The two teams India and Australia are all set to lock horns against each other at the Jharkhand Cricket Stadium, Ranchi on March 8. India has taken a 2-0 lead in the five-match ODI series and will be looking to wrap things in the third match when they take the field against men-in-yellow. Ranchi is also Mahendra Singh Dhoni’s hometown, and may well be playing his last international game there. On this occasion, the city will be sighting to see their hero take on the field for one last time.With this, Dhoni and other players got a rousing ovation on Thursday as they landed in Ranchi for the match. Now, a video of Dhoni taking Kedar Jadhav and Rishabh Pant for a ride in his luxurious Hummer is going viral.It is a known fact that whenever MS Dhoni is in town people go crazy to catch a glimpse of him and the latest video is a proof of that as scores of people are spotted surrounding Dhoni’s Hummer. Here is the video:Meanwhile, India star had a dazzling start to the series, scoring his 71st ODI fifty which eventually led India to cross the winning line. Dhoni, who was also awarded as the man of the series in Australia would be happy to continue his dream run.After the third ODI in Ranchi on Friday, the Men in Blue will head towards Mohali to play the fourth ODI of the five-match series. The fourth ODI is scheduled to be played on Sunday. The final game is scheduled to be played in Delhi on March 13. highlights For all the Latest Sports News News, Cricket News News, Download News Nation Android and iOS Mobile Apps.center_img MS Dhoni is supposedly scheduled to play his last International game in Ranchi. India will play Australia on March 8 in the third ODI. Its India’s last assignment before the forthcoming World Cup. last_img read more