first_imgBritish American Tobacco Zimbabwe Limited (BAT.zw) listed on the Zimbabwe Stock Exchange under the Agricultural sector has released it’s 2011 annual report.For more information about British American Tobacco Zimbabwe Limited (BAT.zw) reports, abridged reports, interim earnings results and earnings presentations, visit the British American Tobacco Zimbabwe Limited (BAT.zw) company page on AfricanFinancials.Document: British American Tobacco Zimbabwe Limited (BAT.zw)  2011 annual report.Company ProfileBritish American Tobacco (BAT) Zimbabwe Holdings Limited manufactures, distributes and sells tobacco products for local consumption through a network of independent retailers and distributors. Zimbabwe is the 6th largest tobacco grower in the world and the largest in Africa. Three types of tobacco are grown in the country; Virginia flue-cured, burley and oriental tobacco. Over 95% of Zimbabwe’s tobacco is flue-cured; and more than half of its production is exported to China. The company has recently adopted a mutually-beneficial contract system which is reaping rich rewards; the entire crop is bought from the farmer at the end of the season in return for a supply of seed and fertilizer, and expert training by an agronomist on agricultural techniques. Its head office is in Harare, Zimbabwe. British American Tobacco is listed on the Zimbabwe Stock Exchangelast_img read more

first_imgLonghorn Publishers Plc (LKL.ke) listed on the Nairobi Securities Exchange under the Retail sector has released it’s 2018 abridged results.For more information about Longhorn Publishers Plc (LKL.ke) reports, abridged reports, interim earnings results and earnings presentations, visit the Longhorn Publishers Plc (LKL.ke) company page on AfricanFinancials.Document: Longhorn Publishers Plc (LKL.ke)  2018 abridged results.Company ProfileLonghorn Publishers Plc publishes and sells educational and general books and distributes them through retail and ecommerce channels to customers in Kenya, Uganda, Tanzania, Malawi and Rwanda. Formerly known as Longhorn Kenya Limited, the company changed its name to Longhorn Publishers Limited in 2014. The company publishes reading material for all levels of education under five main brands; eLearning material, educational text books, fiction and nonfiction books and material for tertiary colleges and universities. Longhorn Publishers acquired the intellectual property of Sasa Sema Publications Limited and provides reference books, creative works, biographies and general knowledge books in either print or non-print (electronic) format. Longhorn Publishers is the only publisher with full approval by the Ministry of Education in Kenya and mandated to supply text books for 12 key subjects for secondary and primary schools. Longhorn eBooks store is a digital platform created by the publishing house and the largest eBook library in the Africa sub-region. The company head office is in Nairobi, Kenya. Longhorn Publishers Plc is listed on the Nairobi Securities Exchangelast_img read more

first_img Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Rupert Hargreaves owns no share mentioned. The Motley Fool UK has recommended Wizz Air Holdings. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! “This Stock Could Be Like Buying Amazon in 1997” I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. As one of the UK’s top up-and-coming wealth managers, Brewin Dolphin Holdings (LSE: BRW) has a tremendous opportunity in front of it.The demand for wealth management services across the UK, and indeed around the rest of the world, is only growing as investors and savers wake up to the value wealth managers can add to any investment strategy.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Growth aheadAccording to research from PWC, the industry’s penetration rate (managed assets, as a proportion of total assets) will expand from 39.6% in 2016 to 42.1% by 2025.With this being the case, if Brewin can keep doing what it has been doing for the past five years, I think the stock offers the potential for substantial capital gains in the years ahead.Over the past five years, Brewin’s net profit has grown at a compound annual rate of 50%, and City analysts expect the company to report earnings growth of 29% in its current financial year and an increase of 10% for 2020.That puts the stock on a forward P/E of 15, in line with the asset management industry sector average. In addition to the company’s growth potential, shares in the wealth manager currently support a highly attractive dividend yield of 4.7%. Put simply, there’s a lot to like about this investment.Booming marketI’m also optimistic on the outlook for Wizz Air (LSE: WIZZ). Wizz is one of London’s most successful companies. Net profit has grown at an average of 27% per annum for the past six years and the stock has more than doubled investors’ money over the previous three. As the market for low-cost air travel continues to boom, Wizz has the backdrop it needs to maintain its explosive growth rate. To capitalise on customers insatiable demand for cheap air travel, Wizz is planning to nearly triple the size of its fleet and go intercontinental by 2028. The firm has 270 planes on order at the moment with more in the pipeline.City analysts are expecting Wizz to report earnings growth of 19% this year, followed by an increase of 24% in 2021 as new planes arrive and the company opens up new routes.A forward P/E of just 13.3 seems to undervalue the company, considering management’s long-term growth plans.Property growthAnother company that has an excellent growth track record is student accommodation manager Unite (LSE: UTG).Unite has managed to make the slow and steady business of managing student accommodation exciting. Over the past six years, earnings per share have grown at a compound annual rate of 15%, and book value per share has increased at 17% as Unite has reinvested rental profits back into operations to fund the development of new buildings. Over the same time frame, the company’s dividend to investors has grown tenfold.Considering this track record, I’m excited to see what the future holds for Unite. Demand for high-quality student accommodation across the UK is only growing, and the firm’s size gives it a key advantage in this booming market.City analysts seem to be expecting big things as well. They are expecting the company’s full-year 2019 dividend to leap a staggering 31% thanks to growth in rental income. A further increase of 19% is projected for 2020. If the company makes good on these projections, I think there’s plenty of potential for capital growth here as income investors rush to take advantage of Unite’s growing distribution.  My top 3 FTSE 250 growth shares for 2020center_img Rupert Hargreaves | Saturday, 4th January, 2020 | More on: BRW UTG WIZZ Image source: Getty Images Our 6 ‘Best Buys Now’ Shares See all posts by Rupert Hargreaves Simply click below to discover how you can take advantage of this. Enter Your Email Addresslast_img read more

first_imgProducts used in this ProjectDoorsLinvisibileLinvisibile Hinged Door | AlbaBricksNelissenFacing Brick – GrigioConstruction Company:Aricol arquitectura S.L.Technical Architect:Luis Martínez AlmazánStructure Analysis:Eduardo y Oscar Ingeniería S.L.PCollaborator:Alberto VicarioCity:LarderoCountry:SpainMore SpecsLess SpecsSave this picture!© Josema CutillasText description provided by the architects. A box Organized around a large central space with a double height through which the eye and the light can pass.Save this picture!© Josema CutillasThe idea underlying the project was to optimize the use of the rooms and create a marked feeling of space. The orthogonal layout of the ground floor is achieved through the use of two large shelving units. The units organize the space, separating and joining the uses at the same time. As a result, in the east-west direction, we have the vital spaces of the home, while the north-south strip separates and divides the serving spaces from the served ones.Save this picture!© Josema CutillasSave this picture!PlansSave this picture!© Josema CutillasThe north façade contains the technical area of the house, the space than provides service to the other rooms. Hence, linked to this façade, we have the horizontal and vertical circulation systems and the installations system. In the south of the home are the rooms and spaces to be enjoyed: the living room, dining room, games area and bedrooms. With this layout, it was possible to organize the space to its full potential and to connect the building´s installations in a simple and coherent way.Save this picture!© Josema CutillasThe corridor on the ground floor is delimited only by the shelving units; it does not have doors. On the first floor, the corridor is the nexus of the entire home, visually connecting the two floors. It features, moreover, a large window at one end so that, on glancing down the corridor, the eye is carried beyond the confines of the house.Save this picture!© Josema CutillasWith regard to the façade design, the openings were positioned according to the energy requirements of each façade and the spaces behind them. You can therefore see smaller openings in the north façade and large ones in the south, where most activity within the home takes place. There is a single adjustable opening in the wets façade where the kitchen is located, thus reducing the energy loss that a larger opening would have caused.Project gallerySee allShow lessHave Your Say on the Landscape of Emerging Practices With the Interactive Architectu…Architecture NewsStazzo d’Aldia House / AltromodoarchitetctsSelected Projects Share AYM House / Esther Vicario Azcona CopyHouses•Lardero, Spain Photographs “COPY” Spain Projects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/882785/casa-aym-esther-vicario-azcona Clipboard Save this picture!© Josema Cutillas+ 40 Share Architects: Esther Vicario Azcona Area Area of this architecture project Photographs:  Josema Cutillas Manufacturers Brands with products used in this architecture project Area:  350 m² Year Completion year of this architecture project 2017 CopyAbout this officeEsther Vicario AzconaOfficeFollowProductsGlassConcreteBrick#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesLarderoSpainPublished on November 06, 2017Cite: “AYM House / Esther Vicario Azcona” 06 Nov 2017. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogShowerhansgroheShowers – Croma SelectGlass3MGlass Finish – FASARA™ GradationPartitionsSkyfoldVertically Folding Operable Walls – Zenith® SeriesWall / Ceiling LightsCocowebLighting – Blackspot LED Barn LightUrban ApplicationsIsland Exterior FabricatorsPublic Safety Answering Center II Envelope SystemCeilingsSculptformTimber Batten Ceiling in All Souls ChapelHanging LampsLouis PoulsenLamp – PH 5 + PH 5 MiniGlazedGrespaniaWall Tiles – Porto PetroThermalSchöckInsulation – Isokorb® Concrete to SteelCeramicsTerrealTerracotta Baguettes in Vork CenterCompositesLamitechPlastic facades PanelexCarpetsHalcyon LakeCarpet – Nobsa GreyMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream ArchDaily Year:  Manufacturers: Linvisibile, Nelissen, Fiora, Geo Hidrol, Kommerling, Otis, Porcelanosa Grupo, Roca, URSA, Acor, Breinco, Metalunic Products translation missing: en-US.post.svg.material_description AYM House / Esther Vicario AzconaSave this projectSaveAYM House / Esther Vicario Azcona ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/882785/casa-aym-esther-vicario-azcona Clipboard Houses “COPY”last_img read more

first_img Photographs ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/925592/lakehouse-collectiveproject Clipboard Architects: CollectiveProject Area Area of this architecture project Photographs:  Benjamin Hosking Manufacturers Brands with products used in this architecture project India ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/925592/lakehouse-collectiveproject Clipboard CopyAbout this officeCollectiveProjectOfficeFollowProductsWoodStone#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesHyderabadOn FacebookIndiaPublished on October 01, 2019Cite: “Lakehouse / CollectiveProject” 30 Sep 2019. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodSiding Façade SystemWindowsMitrexSolar WindowMetal PanelsAurubisPatinated Copper: Nordic Green/Blue/Turquoise/SpecialMetal PanelsDri-DesignMetal Panels – CopperIn architectureSikaBuilding Envelope SystemsExterior DeckingLunawoodThermowood DeckingMembranesEffisusFaçade Protection – Breather+Metal PanelsPure + FreeFormCustom Metal Cladding – Legacy Fund 1 BuildingWood Boards / HPL PanelsInvestwoodWood Fiber Partition Walls – ValchromatDoorsLinvisibileLinvisibile FILO 10 Vertical Pivot Door | BrezzaSkylightsFAKROEnergy-efficient roof window FTT ThermoToilets / BidetsBritexToilets – Accessible Centurion PanMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream CopyHouses•Hyderabad, India 2019 “COPY” Save this picture!© Benjamin Hosking+ 32Curated by Paula Pintos Sharecenter_img “COPY” Houses Lakehouse / CollectiveProjectSave this projectSaveLakehouse / CollectiveProject Year:  Projects Manufacturers: Delta Light, Kohler, Schüco, iGuzzini, Hunter Douglas, InarchiDesign Team:Cyrus Patell, Eliza Higgins, Divya Shetty, Amandine RomanetCity:HyderabadCountry:IndiaMore SpecsLess SpecsSave this picture!© Benjamin HoskingRecommended ProductsWindowsRodecaAluminium WindowsWindowsSolarluxSliding Window – CeroWoodParklex International S.L.Wood cladding – FacadeDoorsECLISSESliding Pocket Door – ECLISSE LuceText description provided by the architects. The Lakehouse is a private retreat designed as a space for entertaining, and as a respite from urban life. Located on a steeply sloped and rocky site overlooking the DurgamCheruvu Lake in Hyderabad, the property is embedded in the heart of the city while still feeling completely removed. Due to its topography, the site has prime views across the water to a nature preserve and the contrasting density of the distant HiTec City – a 150-acre tech park that has become a prominent part of the urban landscape.Save this picture!© Benjamin HoskingSave this picture!Ground Floor PlanSave this picture!© Benjamin HoskingContrary to the standard architectural response in Hyderabad to fill, level and clear the site, the Lakehouse hovers above the ground, allowing the natural terrain to become a celebrated focus of the architectural experience. Facing the lake, the building opens with a massing parti of three large teakwood portals that rotate and shift to frame unique views. Along the road and sides, the lightweight steel structure is clad with slabs and thin ribs of local grey granite to create a subtle play of shadow while maintaining privacy from the neighbors.Save this picture!© Benjamin HoskingA tension between heavy and light was used to establish a strong material and spatial logic, with floating stone-clad volumes that showcase the skill and precision of the masons who executed the stonework. The wood cladding continues along the interior to create continuity between inside and out, accented by full-height wooden screens that allow for immediate, filtered views to the small gardens and city beyond.Save this picture!© Benjamin HoskingThe Landscaping highlights the transition between wet and dry as an integral part of the experiential narrative. From the road, the building appears solid and heavy, concealing the panoramic view, with a lush landscape that is foreign to the hot and dry climate of the city. As one passes through the building, the verdant planting falls behind, and the dry and rocky landscape of Hyderabad reveals itself along with the extraordinary panoramic view.Save this picture!© Benjamin HoskingSave this picture!First Floor PlanSave this picture!© Benjamin HoskingProject gallerySee allShow lessThe Renovation of Sriwara Office / FATTSTUDIOSelected ProjectsDecade Cafe / TOUCH DesignSelected Projects Share ArchDaily Area:  3800 ft² Year Completion year of this architecture project Lakehouse / CollectiveProjectlast_img read more

first_imgLove in London charity photo competition to benefit PhotoVoice Advertisement A photo competition celebrating love in the capital launches today, benefitting charity PhotoVoice.Love in London has launched to celebrate unity and hope following a turbulent 2017. CLiKD, a dating app aimed at the creative community, has launched the competition, inviting people to submit photographs that showcase what love means to them in the capital. The aim is to unite differences and inspire the city, as well as raising funds for PhotoVoice, which supports social change and gives people a voice through photography. Entry to the competition is free, but participants are encouraged to give a £2 donation per image to support the charity’s projects worldwide.As well as inviting images from anybody who has a story to tell about London, the competition will also showcase the work of celebrated photographers who will be sharing their perspectives of Love in London. Photographers include Laura Pannack and Peter Dench, with further contributions to be announced.Photographers Kim Leuenberger and Jackie King will judge across the six categories including Love in the Community and Love What You Do, with other judges to be announced. The winning photo series will feature on digital signs across London tube stations and bus stops.Tom Elkins, PhotoVoice CEO, said:“I’m absolutely delighted to be involved with the Love in London competition. PhotoVoice’s charitable work helps people use photography to tell their side of the story and we’ve always been inspired by the images that people have created in our projects. Now, we are excited to see what people choose to submit to this competition which will celebrate what makes London such a wonderful city to live, visit and work in.”Submissions for the competition open today (14 February) and close on 7 March. Information is available online. Melanie May | 14 February 2018 | News Tagged with: competition London valentines day  206 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis8 AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis8  205 total views,  1 views today About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com.last_img read more

first_imgThreatened with prosecution over a tweet Читать на русском / Read in RussianAs preparations are being made for pro-Navalny demonstrations in 65 Russian cities tomorrow, several journalists have received visits from police warning them of the risk of prosecution if they cover the protests. An order has meanwhile already been issued for websites to be blocked if they post “illegal information” linked to the protests. Russia is ranked 149th out of 180 countries in RSF’s 2020 World Press Freedom Index. At the last minute, the plane was diverted to another airport to avoid any live coverage of his arrest. Some of the journalists who had flown with him on the same plane were made to wait on the tarmac after disembarking. The next day, media that wanted to cover his trial, which took place in a police station and was supposed to be “public,” were denied entry. “Journalists must not fall victim to agitated officials trying to prevent a protest,” said Jeanne Cavelier, the head of RSF’s Eastern Europe and Central Asia desk. “Covering a demonstration in support of a government opponent who has survived a poisoning attempt is not a crime. We call on the authorities to respect the Russian constitution, to let journalists do their job, and to not surrender to the temptation of a Belarusian-style crackdown.” RSF_en Russian media boss drops the pretence and defends Belarus crackdown Receive email alerts After several FBK members were arrested, Mediazona quoted court press services as saying journalists will not be allowed to cover their trials. On 19 January, FBK posted an investigative report entitled “Putin’s Palace” about a massive, opulent residence that the president has near the Black Sea. The report has been viewed nearly 60 million times in the three days since its publication. Svetlana Prokopyeva, a reporter for Radio Svoboda (the Russian-language service of the US broadcaster Radio Free Europe/Radio Liberty), was one of the first journalists to publicly report on Facebook that she had been subjected to pressure. The independent Union of Russian Journalists and Media Workers (JMWU) has filed a complaint accusing the security forces of acting illegally. News May 21, 2021 Find out more News Organisation May 5, 2021 Find out more At the same time as these blockings and warnings, thousands of fake accounts have reportedly been registered as followers on the Instagram accounts of Navalny and independent media outlets Novaya Gazeta, Dozhd and MBKh Media. The staff of Navalny’s Anti-Corruption Foundation (FBK) fear they could be used to block his accounts in the run-up to the demonstrations. RussiaEurope – Central Asia Condemning abusesProtecting journalistsOnline freedoms InternetFreedom of expressionPredatorsJudicial harassment Listed as a “foreign agent”, Russia’s most popular independent website risks disappearingcenter_img News Police also went to Radio Echo of Moscow anchor Aleksandr Plushchev’s home early this morning, upsetting his elderly parents, while freelance journalist Anastasia Lotaryova received a call from the Moscow police asking her to “promise” to stay away from the demonstrations. RSF already registered many cases of journalists being obstructed in connection with Navalny’s return to Russia on 17 January. At least nine reporters and bloggers were prevented from going to Moscow’s Vnukovo airport or were arrested there, while the airport authorities used the Covid-19 pandemic as a pretext for prohibiting any coverage of Navalny disembarking from the plane. June 2, 2021 Find out more Follow the news on Russia January 22, 2021 – Updated on January 23, 2021 Threats against Russian media on eve of pro-Navalny demonstrations The prosecutor-general meanwhile ordered Roskomnadzor to block websites with “illegal information” about tomorrow’s unauthorized protests. Two social media platforms – Vkontakte (the Russian Facebook) and TikTok – have already taken down videos after Roskomnadzor ordered them to prevent “minors from joining the demonstrations.” Help by sharing this information Related documents Читать на русском / Read in RussianPDF – 102.8 KB to go further The Russian police are threatening journalists with prosecution in order to deter them from covering tomorrow’s demonstrations in support of jailed opposition leader Alexei Navalny, while online media are liable to be blocked at any moment. Reporters Without Borders (RSF) condemns these serious obstacles to journalism in Russia. News Sergei Smirnov, the editor of Mediazona, a leading online source of reporting on police and judicial abuses, received a written warning on the danger of administrative and criminal proceedings after he tweeted about tomorrow’s weather forecast. In an attempt to intimidate him even more, the federal communications agency Roskomnadzor, sent him a letter this afternoon pointing out that he is already being prosecuted for “disseminating fake news about the Covid-19 epidemic.” Credit: Alexander NEMENOV / AFP Two Russian journalists persecuted for investigating police corruption RussiaEurope – Central Asia Condemning abusesProtecting journalistsOnline freedoms InternetFreedom of expressionPredatorsJudicial harassment last_img read more

first_img Show You Mean Business With the Outstanding Video Quality of the New Razer Kiyo Pro Webcam Whether video conferencing or broadcasting content, the Razer Kiyo Pro’s image quality, low-light performance, field-of-view, and fuss-free setup allows you to focus on what’s important. Pinterest WhatsApp Twitter Twitter WhatsApp Pinterestcenter_img Local NewsBusiness Facebook By Digital AIM Web Support – February 23, 2021 TAGS  Previous articleArturo Appoints R&D Lead to Bring New Machine Learning Applications to the Global Insurance IndustryNext articleSolas OLED Files Patent Infringement Lawsuit Against Samsung in Germany Digital AIM Web Support Facebooklast_img read more

first_img Servicers Navigate the Post-Pandemic World 2 days ago Share Save Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily Tagged with: Distressed and Underserved Middle-Income Geographies FDIC Federal Reserve OCC Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Related Articles The Best Markets For Residential Property Investors 2 days ago July 8, 2015 1,337 Views Demand Propels Home Prices Upward 2 days ago About Author: Brian Honea Previous: Freddie Mac Offering Four NPL Pools Totaling $624 Million in UPB Next: Mortgage REITs Have Experienced Strongest Growth Since Recession Data Provider Black Knight to Acquire Top of Mind 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days agocenter_img The Week Ahead: Nearing the Forbearance Exit 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Home / Daily Dose / Agencies Publish Annual List of Nonmetropolitan Distressed and Underserved Areas  Print This Post Agencies Publish Annual List of Nonmetropolitan Distressed and Underserved Areas Distressed and Underserved Middle-Income Geographies FDIC Federal Reserve OCC 2015-07-08 Brian Honea Three federal government agencies announced on Wednesday that the 2015 list of distressed or underserved nonmetropolitan middle-income geographies is now available.The Federal Reserve, the Office of the Comptroller of the Currency (OCC), and the Federal Deposit Insurance Corporation (FDIC) have made available their annual list of non-metro areas where revitalization or stabilization activities will receive consideration as community development under the Community Reinvestment Act (CRA).An area’s designation as a distressed or underserved nonmetropolitan middle-income geography reflects that area’s local economic conditions such as unemployment, poverty, and population changes. Areas are designated as such by the Fed, the OCC, and the FDIC in accordance with their CRA regulations. The criteria for designating an area as a distressed or underserved nonmetropolitan middle-income geography can be found on the Federal Financial Institutions Examination Council (FFIEC) website. The site contains lists from the current and past years, as well as information about data sources that were used to generate the lists.”Since 2005, the regulators have recognized that CRA can help meet critical needs in distressed and underserved rural areas,” said Barry Wides, Deputy Comptroller for Community Affairs. “Even though these designated areas are middle income, there are indicators of distress due to poverty, unemployment, and population loss, and underserved areas are thinly populated and have difficulty providing essential infrastructure and delivering community needs.  The OCC encourages banks to provide financing to revitalize and stabilize these distressed and underserved rural areas.”A one-year lag is applied to the 2015 list for geographies that were listed in 2014 but are no longer designated as distressed or underserved on the 2015 list, according to the agencies. The revitalization and/or stabilization activities occurring in these geographies are eligible to receive consideration as community development under the CRA for up to 12 months after the current list is published.The CRA was enacted by Congress in 1977 and was substantially revised in both 1995 and 2005. The act is intended to encourage depository institutions to help meet the credit needs of their respective local communities, including low- and moderate-income neighborhoods, consistent with safe and sound operations, according to the Fed.To view the 2015 list of areas designated as underserved nonmetropolitan middle-income geographies, click here. To view the source information and methodology for the 2015 list, click here. Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, Government, News Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Subscribelast_img read more

first_img 365 additional cases of Covid-19 in Republic Facebook Facebook 75 positive cases of Covid confirmed in North Twitter Further drop in people receiving PUP in Donegal Voting continues in the same sex marriage and presidential age referendums.As of 3pm, turnout across Donegal is said to be high compared to recent referenda.Turnout in Buncrana urban boxes  stands at over 20% with a similar figure for Letterkenny – The average turnout in East Donegal is around 22%.Rural boxes are said to be, on average,not to be far behind.Polls will remain open until 10 o’clock tonight and counting will take place tomorrow. Main Evening News, Sport and Obituaries Tuesday May 25th Gardai continue to investigate Kilmacrennan fire Previous articleDonegal and Tyrone County Board’s to examine sledging claimsNext articleTyrone refute comments made to Donegal player. News Highland WhatsApp By News Highland – May 22, 2015 center_img Strong turnout for referendums reported across Donegal WhatsApp Pinterest RELATED ARTICLESMORE FROM AUTHOR Twitter Man arrested on suspicion of drugs and criminal property offences in Derry Homepage BannerNews Pinterest Google+ Google+last_img read more